National Health Insurance Premium Calculator

Health insurance premiums can be defined as the sum that you have to pay periodically to the insurer so that you can avail of medical coverage for a particular time period. The health insurance premium calculator lets you calculate this premium amount on the basis of your insurance requirements. Once you purchase a policy after paying the calculated premium, the insurer is liable to pay for the hospitalisation expenses and medical bills at the time of medical emergency in case you get diagnosed with any illness or disease that your policy covers.

How to Calculate the Premium of National Insurance Policies Online?

You can calculate your health insurance premium for health insurance policies by National Insurance Company online by visiting the company’s website or from the official website of InsuranceDekho, i.e. www.insurancedekho.com. A premium calculator is an efficient tool that lets the customers get an estimate of the premium of the health insurance company policy they are planning to buy and be prepared for this expense in advance. To get the estimate on the premium calculator, you are required to fill in certain details about yourself, your health, etc. These are mentioned below-

Calculating premiums online saves you from complicated calculations. This way, you can even adjust the calculated premium.

Why Calculate Health Insurance Premium Online?

It is certain that you should calculate the health insurance premium online before purchasing a policy, know why-

Why Choose National Insurance?

The National Insurance Company is one of the oldest companies in the country and is appreciated by a huge number of Indians for its service. The health insurance plans offered by NIC serve you with numerous benefits at the time of medical emergencies making it a preferred choice for all.

Health Insurance Calculator

Whom do you want the insurance for ?

Select the age of all members

Select Age

Where do you live ?

Enter Area Pincode

Choose required Coverage for yourself?

Select Coverage Calculate Premium Disclaimer : Actual Premium might vary basis your location, age and number of members

Health Insurance Coverage Calculator

Who do you want to insured ?

Age of eldest insured member ?

Select Age

Where do you live ?

Calculate Coverage Disclaimer : Actual Coverage might vary basis your location, age and number of members

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Name of PlanSum Insured
National Super Top-up Mediclaim Policy Min: 3 months; Max: 65 years Check Premium

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FAQs

How is the premium calculated for National Insurance health insurance policies?

The premium for National Insurance health insurance policies is calculated majorly on the basis of insured person(s) age , pre-existing diseases, current health condition, the sum insured opted, policy term, and gender.

Does the company offer any discount on health insurance premium if the policy is purchased by youth?

Yes. A discount of 10% is allowed on the premium for eligible members if either or both are aged between 18 years to 25 years.

What is the starting premium amount for National Insurance health insurance policies?

The premiums for National Insurance health insurance policies starts at Rs. 2,469* per annum. *The premium amount is subject to change from time-to-time.

Do I get any discount on premium if I buy health insurance for the family from National Insurance?

Yes. The company offers a discount of 10% on the premium for eligible family members if the policy is purchased for the family.

How should I pay the premium for National Insurance policy to avail tax benefit?

You can pay premium for National Insurance policy in any mode other than cash to avail tax benefit.

How to calculate premiums of health insurance plans for parents offered by National Insurance?

To calculate the premium for parents under health insurance plans offered by National Insurance, several factors are taken into consideration. These include age, members covered under the policy, the sum insured, add-ons, policy term, etc. To get an estimate of the health insurance premium for a particular insurance policy, you must use the online premium calculator on the website of InsuranceDekho.

What are the benefits of the National Insurance premium calculator?

What are the factors that affect the health insurance premium of National Insurance plans?

Do I have to pay GST on premiums paid for National Insurance plans?

Yes. You are required to pay GST at the rate of 18%, for the premiums paid for National Insurance plans. Earlier, the service tax on insurance was levied at 15%. It included Basic Service Tax of 14%, Swachh Bharat Cess of 0.5% and Krishi Kalyan Cess of 0.5%.

How to lower premiums for National Insurance plans?

User Reviews

Rating based on 282 User reviews Write your review What users are saying Affordable Plan

InsuranceDekho’s customer care executives advised me to buy the National Health Insurance Policy. I liked the policy benefits so I bought the National Health Insurance policy instantly online via a secured payment gateway. It was Affordable health insurance as per my needs. I am delighted to have bought it. Read More

By Tanuj Raghav On: Apr 02, 2024 Several Plans To Choose From

InsuranceDekho has a huge variety of health insurance plans for everyone as per of their needs. I bought the National Health Insurance Policy at the InsuranceDekho portal and the Customer support team helped me understand all the policy benefits. I had a few doubts about the insurance plans which also they solved politely. Thank You All! Read More

By Pankaj Pal On: Mar 21, 2024 Anytime Support Facility

I loved purchasing the National Health Insurance Plan from the online platform InsuranceDekho. I had a great time with the customer care executives of Insurancedekho company. Thank you to the insurance expert advisors for suggesting to me the National Health Insurance Plan. Read More

By Nagesh Yadav On: Mar 08, 2024 Digital Documentation

I had a marvelous experience with InsuranceDekho. My purchase of National Health Insurance Plans was so convenient and easy. I am amazed at buying a national health insurance policy through online mode. It was so easy to compare the health insurance policies, do all the paperwork, and get protected with the health insurance. All the paperwork was done digitally without any problem. Thank You! Read More

By Manisha Sharma On: Feb 27, 2024 Digital Paperwork

My purchase of the National Health Insurance Plan was very smooth. I bought this Health insurance policy from Insurancedekho’s online platform. What I liked the most was that I didn’t have to go anywhere and provide any hard copy documents all processes were online and secured. Thank you InsuranceDekho! Read More

By Parneet Kumar On: Feb 15, 2024 Find the right National Health Insurance for you Female View Plans

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